Thinking about buying an affordable manufactured home in Texas? Timing matters. If you live in Crosby or the Houston area, here is what experts say about 2025 and early 2026, and why many buyers may not want to wait. Community living and value are strong right now.
"Data is an antidote to fear." That is how Altos Research’s Mike Simonsen explains today’s market shifts. Source: HousingWire.
Texas Manufactured Housing Market Today
Right now, buyers have the edge in many parts of the housing market. National data shows a surplus of sellers compared with buyers, which gives shoppers more choice and leverage. See Altos Research’s 2025 outlook on rising inventory. Source: Altos Research.
Texas is also working through extra supply as manufacturers and retailers keep moving homes while sales pace normalizes. State researchers have noted steady output alongside slower sales, which builds inventory on lots. Source: Texas Real Estate Research Center.
What does this mean for you in Crosby and Houston? More selection, easier negotiating, and better deals on affordable manufactured homes.
Manufactured Home Prices and Value in Texas
Factory pricing has eased. A 1,600 square foot multi-section home averaged about $114,200 at the factory gate in Q1 2025, down from $134,700 in 2023. Source: SkyView Advisors.
Manufactured homes are often far less than site-built homes in Texas. That makes them a stronger value for many families in Crosby and Houston. Source: Manufactured Housing Institute.
Many builders and dealers are using incentives to move inventory. Offers may include rate buydowns, rebates, or free upgrades, depending on the market and the model. These deals are more common when supply is high. Source: NewHomeSource.
Texas law also helps buyers plan ahead. You can convert a manufactured home to real property when it is installed on land you own and you file the proper paperwork. This can affect taxes and financing. Source: Texas Department of Housing and Community Affairs.
What Experts Expect for 2026
Industry surveys in Texas point to better conditions by 2026. The Texas Manufactured Housing Survey reported improved outlook and investment plans in late 2025, with manufacturers expecting stronger orders ahead. Sources: Texas Real Estate Research Center 1, Texas Real Estate Research Center 2.
"The industry charts a confident path forward," according to the Texas Real Estate Research Center. Source: TRERC.
Labor and supply conditions have been smoothing, which can help factories control costs and meet demand if orders pick up in 2026. Source: Texas Real Estate Research Center.
For buyers in Crosby and greater Houston, that likely means good choice now and a possible shift to faster sales in 2026.
Why The Current Advantage May Not Last
Homes have been sitting longer in Texas as inventory builds. That gives buyers time to compare floor plans, amenities, and communities in Crosby and Houston before they decide. Source: Texas Real Estate Research Center.
If demand improves in spring 2026, inventory could tighten. When that happens, aggressive incentives and the best pricing on manufactured homes may fade.
Texas Production Has Been Steady
Texas manufacturers kept production fairly steady through 2025 even while sales slowed. This helped raise on-lot inventory and improved choice for buyers across single-section and multi-section homes. Source: Texas Real Estate Research Center.
Financing Considerations
Mortgage rates have been elevated in 2025, which affects all buyers. But manufactured homes in Texas start at a lower price point, so monthly payments can still fit the budget better than many site-built options. Source: HousingWire.
Some programs also expanded access to financing for manufactured homes in 2025. Ask your lender what is available. Source: USDA update.
Tip: Ask about rate buydowns and closing incentives. Builders and retailers sometimes use these to help buyers in a higher-rate market. Source: NewHomeSource.
Affinal Homes Offers in Crosby and Houston
We are local to Crosby, Texas and serve the Houston area. Here is how we make buying simple:
- Price-Lock Guarantee on new orders for a set window. Ask our team for current terms.
- Warranty Bundle on new homes. Includes manufacturer warranties and fit-and-finish coverage. Extended structural options are available.
- Special incentives in 2025 and early 2026. Examples include free skirting or steps, delivery within our service area, and limited-time rate buydowns. Incentives vary by model and time.
We believe in community living. Visit our Crosby showroom to tour double-wide and single-wide homes and meet neighbors.
Read our Google reviews and share your feedback: https://www.google.com/maps/search/Affinal+Homes+Crosby+Texas+reviews
Timing Your Purchase in Texas
So is 2026 the best year to buy a manufactured home in Texas?
The best window looks like now through early spring 2026. Buyers in Crosby and Houston can take advantage of:
- Softer factory pricing on new manufactured homes
- More homes on lots and more floor plan options
- Incentives from factories, builders, and retailers
If the market rebounds in 2026, supply and demand may shift back toward sellers.
What This Means for Different Buyers
- First-time buyers: Good time to shop and compare. You can find value on double-wide and single-wide homes and ask for incentives.
- Investors: Lower entry costs today may set up appreciation if demand normalizes in 2026.
- Move-up buyers: Trade-in values may be lower, but savings on a new manufactured home can offset that.
Customer Stories from Crosby and Houston
"Affinal Homes made it easy. We locked our price, picked our layout, and moved in on time. The team kept every promise." said Maria G. of Crosby, Texas.
"Our new double-wide is bright and quiet. The warranty bundle gave us peace of mind, and the community living has been welcoming." said Devin and Priya S. of Houston.
Beyond the Numbers
Buying in a buyer’s market has practical perks. You can slow down, pick the right community, and get features you want. Dealers are more open to customization and requests when they have more homes on the ground.
Service can improve too, since sales teams have more time for each buyer. In Crosby and Houston, that means more time to choose the right neighborhood and enjoy community living.
Bottom Line for Texas Manufactured Homes
The data suggests the strongest buying window for manufactured homes in Texas is now through early 2026. Inventory is higher, factory prices have eased, and incentives are available. If demand strengthens next year, these advantages may shrink.
If you are thinking about an affordable manufactured home near Crosby or Houston, this is a smart time to act. Visit Affinal Homes in Crosby, Texas or explore models at www.affinal.homes. We welcome your feedback on Google.
Sources:
- Altos Research on 2025 inventory trends: https://blog.altosresearch.com/what-rising-inventory-means-for-the-2025-housing-market
- SkyView Advisors Q1 2025 pricing: https://skyviewadvisors.com/q1-2025-manufactured-housing-industry-report/
- TRERC manufactured housing outlook and production: https://trerc.tamu.edu/news-talk/texas-manufactured-housing-industry-charts-confident-path-forward/ and https://trerc.tamu.edu/press/texas-manufactured-housing-industry-ramps-up-production-despite-sales-slowdown
- HousingWire on rates and affordability in 2025: https://www.housingwire.com/articles/the-two-big-housing-market-trends-to-watch-in-2025/
- Manufactured Housing Institute on affordability: https://www.manufacturedhousing.org/news/manufactured-home-prices-continue-to-increase/
- NewHomeSource on buyer incentives: https://www.newhomesource.com/news/housing-market-trends/year-end-homebuying-deals-where-buyers-can-score-usd100k-in-incentives/
- HousingWire quote source: https://www.housingwire.com/articles/data-is-an-antidote-to-fear-in-the-2025-housing-market-mike-simonsen-says/
- Texas Department of Housing and Community Affairs on ownership and titling: https://www.tdhca.state.tx.us/mh/index.htm
- USDA manufactured housing financing update (2025 overview): https://www.conservice.com/blog/the-usdas-2025-rule-change/